Upside Student Loans

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Build wealth with every student loan payment.

Refinance your student loans for a lower interest rate while automatically generating a solid foundation for retirement.

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We’re working hard to make room for everyone! We’ll let you know when we’re ready for the next round of applications.

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Put your student loans to work

Refinance your loans to free up cash for investments. Pay down your debt & save for your future, all within the same payment.

Get rewarded for saving — with a lower rate

Building wealth makes you less risky, helping us get you a better rate.Typical interest rates are 3 - 7%.

Build serious wealth

Upside creates room to start investing now, so you don’t fall behind.Investing early changes everything.

How debt would work, if banks loved you❤️

Pay down debt & build serious wealth — without a bigger budget

Each month, Upside invests a big chunk of your payment. Over time, it will grow into generational wealth. And it’s completely attainable with Upside.

Pay down debt & build serious wealth — without a bigger budget

Each month, Upside invests a big chunk of your payment. Over time, it will grow into generational wealth. And it’s completely attainable with Upside.

© Upside Financial 2023

Disclosures
‍Brokerage services are provided by Atomic Brokerage LLC "Atomic Brokerage", member FINRA and SIPC. Clearing and custody services are provided by Brokerage firm BNY Mellon Pershing, member SIPC. Upside Financial has a relationship with Atomic Brokerage to manage and execute investments on behalf of customers. Advisory services are offered through Atomic Invest LLC ("Atomic Invest"), an SEC-registered investment advisor, member SIPC. Atomic Invest was formerly known as Helium Advisors LLC."

See Atomic Invest LLC General Disclosures, Form ADV Part 2A, and Form CRS.

Before refinancing, Borrowers with Federal Loans should carefully consider their eligibility for loan forgiveness programs, current suspensions of federal student loan payments and waivers of interest charges, and other options available solely to borrowers with Federal Loans. If you refinance the entire balance of your Federal student loans you will not be eligible for programs that are limited to borrowers with Federal Loans. For more information, please visit Federal Student Aid.

The student loan projections are based on a refinanced loan using the estimated credit score and the principal balance that you provided on our website, and we assume all payments are made on time. The projected wealth amounts assume that certain amounts are deposited into the wealth account each month. Deposit amounts depend on the terms of the specific loan. The projected wealth amounts are not adjusted for inflation. Investments are assumed to grow at a 6.55% real rate of return and inflation is assumed to be 3.0%. Actual results may vary. Complete your application to explore your options.